Investor Presentaiton
1. Technology
Cashless Disbursement &
Collection
Automation of Daily Cash
Book Through Digital
Receipts
Staff Facing and Client
Facing Applications
Digitalized HR
Onboarding
Paperless Processes
O
(p)
Capital Trust
One of the first NBFCs to start cashless disbursement of all
loans since 2015 and cashless collection as primary mode
of repayment since 2019
Automated closing of company and all branch books at
6PM daily through collation of issued Digital Receipts
(SMSs sent to client on collection of any repayment)
Staff and client-facing smartphone applications
with access to all details regarding the loan to
promote transparency and authenticity
All new staff onboarding through paperless,
digitalized processes with joining
formalities done within hours
100% paperless processes. From onboarding to disbursement all
processes are digitalized and through the application with no
scope of any manual input into system
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