Investor Presentaiton

Key financial figures - By segment (IFRS) S/mm Banking Total gross loans As and for the year ended December 31, Growth/Avg. 2014 2015 2016 2017 2017 vs. 2016 2016 vs. 2015 21,791 25,100 26,238 27,876 6.2% 4.5% Total deposits 21,124 25,881 26,899 30,559 13.6% 3.9% Total net profit 731 868 847 905 6.9% -2.5% Net interest margin 6.1% 6.0% 5.8% 5.7% -10 bps -20 bps ROAE 24.9% 25.4% 21.4% 21.6% 20 bps -400 bps (1) Efficiency ratio 45.9% 41.6% 42.0% 41.5% -50 bps 40 bps 2.5% 2.3% 2.6% 2.8% 20 bps 30 bps Past-due-loan ratio Insurance Net Premiums 676 775 592 624 5.3% -23.6% Adjustment of technical reserves (515) (411) (521) (560) 7.4% 27.0% Net claims and benefits incurred (181) (259) (318) (412) 29.6% 22.9% Total premiums earned less claims and benefits (20) 106 (247) (349) 40.9% n.m. Total net profit 155 312 (115) (156) 35.6% n.m. Total net profit ex. discount rate impacts 97 86 5 51 n.m. -94.8% ROAE 28.1% 67.1% n.m. n.m. n.m. n.m. Wealth Management AUM + Deposits 10,724 13,192 14,864 13,994 -5.9% 12.7% Total net profit 134 106 171 188 9.8% 62.0% Fee income from financial services, net ROAE 96 122 117 117 0.1% -4.1% 28.1% 20.0% 28.4% 27.3% -110 bps 840 bps Source: Company information. (1) Efficiency ratio is calculated by dividing (x) salaries and employee benefits plus administrative expenses plus depreciation and amortization by (y) net interest and similar income plus fee income plus other income. Intercorp Financial Services 39

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