CalBank Banking Sector Overview & Competitor Benchmarking

CalBank PLC - Confidential (Third Parties) CalBank | Digital channels' performance Growing our digital footprint, creating value. CHANNELS UNITS FY 2021 FY 2022 Y-O-Y(FY 22 on FY21) Subscriptions 134 151 POS Count 156,989 137,476 12.69% -12.43% Value GHS 46,723,823 50,073,949 7.17% Subscriptions DEBIT CARDS Count 39,149 2,071,523 54,869 40.15% 2,338,670 12.90% Value GHS 1,206,239,765 1,679,390,791 39.23% Subscriptions 102 104 1.96% ATM ATM Count 88 1,825,641 1,891,598 3.61% Value GHS 1,171,820,106 1,453,573,190 24.04% Subscriptions MOBILE BANKING Count 290,041 5,360,251 361,961 24.80% 6,352,191 18.51% Value GHS Subscriptions 3,998,837,596 4,081,933,726 2.08% 30,010 40,191 33.93% INTERNET BANKING Count 12,952 26,549 104.98% WWW. Value GHS 43,383,889 75,730,570 74.56% CalBank

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