Investor Presentaiton
Cautionary Statement Regarding Forward-Looking Information
This document and the remarks made within this presentation may include, and officers and representatives of American International Group, Inc. (AIG)
may from time to time make and discuss, projections, goals, assumptions and statements that may constitute "forward-looking statements" within the
meaning of the Private Securities Litigation Reform Act of 1995. These projections, goals, assumptions and statements are not historical facts but instead
represent only a belief regarding future events, many of which, by their nature, are inherently uncertain and outside AIG's control. These projections, goals,
assumptions and statements include statements preceded by, followed by or including words such as "will," "believe," "anticipate," "expect," "intend," "plan,"
"focused on achieving," "view," "target," "goal" or "estimate." These projections, goals, assumptions and statements may relate to future actions,
prospective services or products, future performance or results of current and anticipated services or products, sales efforts, expenses, the outcome of
contingencies such as legal proceedings, anticipated organizational, business or regulatory changes, anticipated sales, monetization and/or acquisitions of
businesses or assets, or successful integration of acquired businesses, management succession and retention plans, exposure to risk, trends in
operations and financial results.
It is possible that AIG's actual results and financial condition will differ, possibly materially, from the results and financial condition indicated in these
projections, goals, assumptions and statements. Factors that could cause AIG's actual results to differ, possibly materially, from those in the specific
projections, goals, assumptions and statements include: changes in market and industry conditions; the occurrence of catastrophic events, both natural
and man-made, and the effects of climate change; AIG's ability to effectively execute on AIG 200 operational programs designed to achieve underwriting
excellence, modernization of AIG's operating infrastructure, enhanced user and customer experiences and unification of AIG; AIG's ability to consummate
the sale of its controlling interest in Fortitude Holdings and AIG's ability to successfully manage Legacy Portfolios; changes in judgments concerning
potential cost saving opportunities; actions by credit rating agencies; changes in judgments concerning insurance underwriting and insurance liabilities; the
impact of potential information technology, cybersecurity or data security breaches, including as a result of cyber-attacks or security vulnerabilities;
disruptions in the availability of AIG's electronic data systems or those of third parties; the effectiveness of strategies to recruit and retain key personnel
and to implement effective succession plans; the requirements, which may change from time to time, of the global regulatory framework to which AIG is
subject; significant legal, regulatory or governmental proceedings; concentrations in AIG's investment portfolios; changes to the valuation of AIG's
investments; AIG's ability to successfully dispose of, monetize and/or acquire businesses or assets or successfully integrate acquired businesses; changes
in judgments concerning the recognition of deferred tax assets and goodwill impairment; and such other factors discussed in Part II, Item 7. MD&A and
Part I, Item 1A. Risk Factors in AIG's Annual Report on Form 10-K for the year ended December 31, 2019 (which will be filed with the Securities and
Exchange Commission), Part I, Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations (MD&A) in AIG's
Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2019, Part I, Item 2. MD&A in AIG's Quarterly Report on Form 10-Q for the
quarterly period ended June 30, 2019, Part I, Item 2. MD&A in AIG's Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2019, and
Part II, Item 7. MD&A and Part I, Item 1A. Risk Factors in AIG's Annual Report on Form 10-K for the year ended December 31, 2018. AIG is not under any
obligation (and expressly disclaims any obligation) to update or alter any projections, goals, assumptions or other statements, whether written or oral, that
may be made from time to time, whether as a result of new information, future events or otherwise.
This document and the remarks made orally may also contain certain non-GAAP financial measures. The reconciliation of such measures to the most
comparable GAAP measures in accordance with Regulation G is included in the earnings release and Fourth Quarter 2019 Financial Supplement available
in the Investor Information section of AIG's corporate website, www.aig.com, as well as in the Appendix to this presentation.
Note: Amounts presented may not foot due to rounding.
AIG
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