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Investor Presentaiton

THE MARKET OPPORTUNITY IS BIG AND GROWING North America Wealth market is large (>$90 trillion) and growing with a projected compound annual growth rate of 5% through 2023 The United States remains an attractive region with more than 33% of worldwide millionaires and 28% of worldwide billionaires northerntrust.com | 2019 Northern Trust Industry Projected CAGR 2018-2023 INDUSTRY SNAPSHOT OF NORTH AMERICA WEALTH MANAGEMENT BY SEGMENT UPPER HIGH NET WORTH Wealth Advisory ULTRA HIGH $20MM $100MM MASS AFFLUENT Personal Client Services HIGH NET WORTH Private Client Advisory $1MM - $20MM NET WORTH Wealth Advisory, GFO >$100MM 9.6% CAGR $250K - $1MM 6.9% CAGR 5.7% CAGR 3.6% CAGR Northern Trust focuses upmarket on the fastest growing wealth segments AUM per Client Source: 2019 BCG Global Wealth Report. 2018-2023 CAGR for $0-$1M is 4.8% 6
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