3Q 2021 Investor Presentation

Fee and Other Income مصرف الإنماء alinma bank Non-funded income for 9M 2021 grew strongly by 81% YoY from banking service fees and investment gains/dividends Non-Funded Income (SARmn) Non Funded Income, Movement (SARmn) +12% 396 402 424 331 295 240 49 113 142 73 57 638 347 288 238 282 259 QoQ 3Q 20 +34% 4Q 20 +1% 1Q 21 +6% 2Q 21 -22% 3Q 21 Fees from banking services Other income Fees from Banking Services, Gross Composition (SARmn) 8% 8% 47% 1,162 37% 3Q 2021 INVESTOR PRESENTATION Non-Funded income 9M 20 (16) +81% 279 15 1,157 Fees from banking services Exchange income Investment gains/dividends Other income Non-Funded income 9M 21 +41% -9% +197% +240% Card services Fund management & other fees Brokerage fees Trade finance services Management Commentary ■ Non-funded income for 3Q 2021 increased 12% YoY to SAR 331mn from growth in fees from banking services and other income driven by higher investment gains/dividends. ■ Non-funded income for 9M 2021 increased 81% YoY to SAR 1,157mn from strong growth in fees from banking services (+41% driven by higher fund management and card service fees) and higher investment gains/dividends (+197%). ■ Gross fees from card services make up the majority of fee income at 47%, while 37% comprises of fund management & other fees, 8% brokerage fees and 8% trade finance service fees. 25/41

View entire presentation