Nordnet 9M 2021 Financial Overview slide image

Nordnet 9M 2021 Financial Overview

Large part of total income is recurring Adjusted revenue by income type¹ SEKM Net transaction related Other income Net non-transaction related Net Interest income Net financial transactions 3506 10 130 CAGR +43% 681 2679 69 472 604 348 1 508 1310 59 70-0 4 498 378 2212 279 1673 254 617 661 Recurring Partly recurring Nordnet Regionally diversified recurring income 2 SEKM Sweden Norway Denmark Finland 1 283 97 1 020 136 846 54 70] Margin lending Mortgage 280 690 44 36 220 Unsecured loans Securities lending 42-4 189 43 126 Liquidity portfolio Resilient margins Great addressable market Own fund company started 770 676 578 480 2018 2019 2020 LTM 9M 2021 Cost coverage Total income excluding transaction related income in relation to operating expenses Part of the transaction related income is re-occurring with our lowest level being increased due to higher customer base and improved offering 95% 77% 62% 2018 2019 -14 2020 LTM 9M 2021 2018 (1) Adjusted revenue, subtracting SEK66m in 2019 from net financial transactions; (2) Recurring income includes "Net non-transaction related", "Net interest income" and "Other Income" Public presentation 115% 2019 2020 LTM 9M 2021 25
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