Interim Results

INSURANCE RETAIL BROKING INCOME STATEMENT Home Broked Underwritten Motor Other Total HY Broking Broking Broking £45.3m £71.9m £61.6m £97.1m Total HY Gross written premiums £142.4m 2022 £178.8m £1.8m £98.9m £71.9m £63.4m £277.7m Change 2% (7%) 2021 £175.8m £106.9m (2%) £282.7m Broker revenue £19.9m Instalment revenue £3.2m £11.9m £1.5m £21.1m £52.9m £52.7m £4.7m £4.7m Add-on revenue £4.6m £5.2m £9.8m (15%) £11.5m Other revenue £13.6m £8.6m £0.3m £22.5m (10%) £24.9m Written revenue Written gross profit Marketing expenses £41.3m £27.2m £39.5m £27.2m £21.4m £89.9m (4%) £93.8m £23.0m £89.7m (3%) £92.8m (£6.6m) (£3.4m) (£2.4m) (£12.4m) (5%) (£11.8m) Written gross profit after marketing expenses £32.9m £23.8m £20.6m £77.3m (5%) £81.0m Other operating expenses Written Underlying PBT (£19.0m) (£13.5m) (£7.8m) (£40.3m) £13.9m £10.3m £12.8m 3% (£41.5m) £37.0m (6%) £39.5m Written to earned adjustment (£1.5m) (£1.5m) 6% (£1.6m) Earned Underlying PBT £12.4m £10.3m £12.8m £35.5m (6%) £37.9m Policies in force 840k 658k 189k 1,687k 3% Policies sold 433k 333k 109k 875k (1%) 1,637k 884k Third-party panel share 27.7% (3.1ppts) 30.8% 40 Interim results for the six months ended 31 July 2022 SAGA

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