Investor Presentaiton
-5%
-10%
15%
10%
5%
0%
Jan-19
Apr-19
Jul19
Source: Financial Services Authority (OJK)
Oct-19
Jan-20
20%
Apr-20
YOY
8%
ོ ༈ སྨྲ ༄ ⌘ ཊཿ ° ལྕ * ¥ ༔
14%
12%
10%
4%
2%
0%
-2%
-4%
-6%
Jan-19
Apr-19
Loan
LOAN
In January 2023, bank loans grew by 10.53% (yoy), while Third-Party
Funds (Total Deposits) grew at a slower pace by 8.03% (yoy).
Banking Intermediation
Despite the challenging conditions in the global economy, bank loans continued to grow, driven by Investment and
Corporation loans, while the funding side grew relatively steady.
Jul-19
Oct-19
Jan-20
Apr-20
Jul20
Oct-20
Jan-21
Apr-21
Jul-21
YOY
MSMEs
Consumption
Jul-20
Oct-20
Jan-21
Apr-21
Third-Party Fund (Deposits)
Loan growth by segmentation continued to improve in January 2023,
driven by Corporation loans, which grew by 12.33% (yoy).
Oct-21
Jan-22
Apr-22
Jul22
Oct-22
Jan-23
Corporation
- - Total
YOY
30%
12,33%
25%
10,53%
10,47%
20%
9,39%
15%
10%
5%
Jul21
Oct-21
Jan-22
Apr-22
Jul22
Oct-22
Jan-23
0%
-5%
Jan-19
Apr-19
Jul-19
Oct-19
Jan-20
Apr-20
Jul-20
LOAN
-10%
YOY
20%
10,53%
15%
8,03%
10%
-5%
0%
Jan-19
5%
Apr-19
Jul-19
Oct-19
Jan-20
Apr-20
Deposits
Demand Deposits
Jul-20
07-20
Working Capital
Majority types of loans continued their positive trend, particularly
Investment loans, which grew by 12.61% (yoy) in January 2023
Jan-2
Consumption
Jul21
Oct-21
Third-Party Funds (Total Deposits) grew at a slower pace in January
2023, mainly supported by Demand Deposits growth, which increased
by 16.86% (yoy), respectively.
Oct-20
Jan-21
Apr-21
Jul-21
Oct-21
Jan-22
Apr-22
Jul-22
Oct-22
Jan-23
Savings
Third-Party Fund
16,86%
8,03%
5,62%
3,71%
Jan-22
Apr-22
Jul22
Oct-22
Investment
---Total
Jan-23
12,61%
10,53%
10,03%
9,39%View entire presentation