Credit Quality and Financial Performance slide image

Credit Quality and Financial Performance

Emirates NBD at a Glance Largest Bank in UAE No.1 Market share in UAE (at end 2010): Assets c.18%; Loans c.19% Deposits c.19% Retail market shares (at end 2010): - Personal loans c.22% - Home loans c.7% Auto loans c.11% Credit cards c.9% Debit cards c.17% Fully fledged financial services offerings across retail banking, wholesale banking, global markets & trading, investment banking, brokerage, asset management, merchant acquiring and cards processing Credit Ratings Emirates NBD Moody's (¹) A3 Fitch (2) A+ Capital Intelligence 1) Moody's Long-term rating on negative outlook 2) Fitch Individual Rating "C" on credit watch negative Emirates NBD A+ Largest Branch Network in the UAE Ras al-Khaimah (3) ៩២៨៩៖ Umm al-Quwain (2) Ajman (2) Dubai (98) - -Fujairah (2) Sharjah (13) Dubai Abu Dhabi Sharjah Other Emirates Total 140 Branch Rep office Other Abu Dhabi (20) International Presence Conventional 109 Islamic Total 31 140 9
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