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Investor Presentaiton

Overview of Fidelity Bank Retail And Digital Banking Evolution / Progress Report Number of Customer Accounts (#'m) Savings deposits (N'bn) 8% 3% 17% 15% 5.3 5.7 5.8 4.5 3.9 Retail Risk Assets (N'bn) 2% -1% 424.4 441.6 -16% 43% 53.8 53.4 54.5 44.8 37.6 4% 54% 28% 21% 178.6 228.0 275.2 2017 2018 2019 2020 Q1 2021 2017 2018 2019 2020 Q1 2021 2017 2018 2019 2020 Q1 2021 Mobile/Internet Banking Cust. (#'000) Number of Debit Cardholders (#'000) 4% 21% 31% 11% 6% 4% 3,000 3,133 2% 38% 2,488 1,906 1,005 1,059 1,937 2,206 2,338 2,441 1,982 1,382 795 513 345 1,036 1,393 1,693 1,995 2,074 2017 2018 ■Mobile Banking 2019 2020 Q1 2021 2017 2018 2019 2020 Q1 2021 ■Internet Banking 5 * Electronic Banking Penetration (%) 5%* 5%* 1%* 7%* 42.4% 47.4% 52.8% 53.7% 35.4% 2017 2018 2019 2020 Q1 2021 Approximated difference between 2 values www.fidelitybank.ng
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