2022 and 1H22 Financial Results

Payments - our daily touch point with customers NUMBER OF PAYMENT TRANSACTIONS MILLIONS 36 +60.5% +29.4% VOLUME OF PAYMENT TRANSACTIONS GEL MILLIONS +63.4% +26.4% 1,650 58 1,386 1,270 1,305 42 45 45 42 1,010 2Q21 3Q21 4Q21 1Q22 2Q22 2Q21 3Q21 4Q21 1Q22 2Q22 (54.7%) Share by number of POS payment transactions in BOG's POS terminals | 2Q22* +4.4 ppts YoY *Based on the National Bank of Georgia and Bank of Georgia data. (52.3%) Share by volume of POS payment transactions in BOG's POS terminals | 2Q22* +4.3 ppts YoY 17

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