OneMain Financial Performance Overview

We work closely with customers to develop best solutions Ability-to-pay evaluation can generate options that increase net disposable income Verification Budget worksheet¹ Purpose Bill Consolidation ✓ 100% income verification ✓ Take home pay (net income) Loan option 1 Loan option 2 Type Unsecured Type Size ✓ 100% employment verification ✓ Less: Debt payments APR $5,250 28.63% | Size APR Term 48 mo. Monthly payment $185 Term Monthly payment Direct Auto $13,000 | 16.85% 54 mo. I $345 ✓ Less: Living expenses Detailed collateral inspection Monthly Budget Worksheet ✓ Less: OneMain Calculate Budget JJX payment Take-home pay (Net Income) Before Loan $3,750 After Loan $3,750 Net disposable income Less: Debt payments Mortgage/rent payment $900 $900 Car loan payment 152 Credit card payment 374 Ability-to-pay ✓ Personalized budgeting ✓ Assess existing liabilities Product offering ✓ Solutions that meet customer needs and fit their budget Less: Expenses Expenses $412 $412 Less: OneMain payment Net disposable income $1,912 $345 $2,093 OneMain Financial. 1. For illustrative purposes only; living expenses estimated based on income and exception may apply. ~10% more disposable income after our loan, even after meeting current need 12

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