Embracing Fintech
Global Registered Covered Bond Program¹
Portfolio Summary Statistics
LOAN-TO-VALUE RATIOS²
42%
39%
8%
CREDIT SCORES³
68%
10%
4%
<1%
<1%
1%
16%
10%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
PROVINCIAL DISTRIBUTION
29%
19%
13%
9.3%
Alberta
0.2%
Territories
2.0%
Saskatchewan
12%
13%
14%
1.9%
Quebec
<12
12-23.99
24-35.99 36-41.99 42-47.99
48+
0.2%
P.E.I.
1 As at July 28, 2022. Charts may not add due to rounding
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
59.3%
Ontario
1.2%
22.1%
British Columbia
Manitoba
1.7%
0.8%
New Brunswick
1.3%
Newfoundland
Nova Scotia
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