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Λ SMES AND THE BANKING SECTOR Branch Network vs. Distance Banking Yerevan Branch Regions Branch network BANK S Distance banking platforms 55% 45% On average, 6 out of 10 SMEs prefer a developed branch network while only 4 of them prefer DISTANCE BANKING. The GREATER the SMEs, the HIGHER THEIR DEMAND IN DISTANCE BANKING. 80% 20% Source: SME Research in 2019, SME research in 2013, Ameria CJSC 32 32

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