Highlights of Q3 FY22 Results

Strong & consistent growth in Retail and Commercial Book over the last decade. Section 5C: Assets Update The bank has a rich history of growing the loan book in retail and commercial finance with low NPA levels of Gross and Net NPA of ~2% and 1% respectively including the experience of both institutions put together. We have developed deep expertise in this business. Retail & Commercial Book (Rs crore) 59,507 8,582 42,209 6,407 86,052 75,404 10,496 10,104 75,556 65,300 50,925 (Pre-merger) 7,693 35,802 1,185 6,508 Mar-18 Mar-19 Mar-20 Mar-21 Dec-21 Retail Commercial 54 IDFC FIRST Bank

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