Ameriabank COVID-19 Response and Financial Highlights

Λ *YoY growth rates Mid-term target Mid-term Targets Actual performance ROE > 15% 8.8% CIR < 40% 40% Loan Book double Growth* digit 6.3% Retail + SME Share > 40% 51% Retail + SME > 15% 35.5% Growth* NPL < 5% 4.2% 19

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