Investor Presentaiton
.
Differentiated Tech & Full Suite of Payment Products
BANC OF
CALIFORNIA
Owning the technology that powers payment processing offers clients same day visibility into their receivables when
they have their merchant settlement account at BANC, providing BANC with another source of NIB deposits
Strategic Rationale
Scalable, Meaningful Fee-Based Income
Provides BANC with growing source of recurring fee income
•
New Clients in Verticals Attractive to BANC
Mid-size ISVs targeting businesses need customized payment
solutions that help them overcome payment and banking system
barriers that processors and banks don't offer today
Generates Noninterest-Bearing (NIB) Deposits
Same day visibility into merchant transactions will be available to
merchants who open their settlement account at Banc of
California a service few other merchant processors currently
provide
Customer Solutions Via Technology Focus
Banc of California is providing all the solutions business clients
need under one roof
Franchise Enhancing
A proprietary, software-based payments platform that can be
customized for clients
Traditional
Banking Services
New Client Services
Company Needs
Current BANC
Platform
BANC +
Deepstack
Credit Lines
Business Loans
✓
Deposit Accounts
Treasury Management
ACH Processing
Payment Processing
Card Acceptance
Payout Management
Fraud & Chargeback
Management
Tailored Payments /
Reporting Products
The transaction provides a full suite of payments capabilities few other banks have
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