Investor Presentaiton

Q3 2023 Investor Presentation Record performance in the third quarter saw net earnings for the nine months in 2023 increase to KShs 30.7 billion. KCB Fully recovered lost ground in 2023. Record performance in the third quarter more than offset the drop registered in the first half of the year resulting in a year-on-year increase in net earnings. 50 For People. For Better. KCB Group quarterly net earnings Nine months net earnings 30.6 30.7 14.6 34% (1%) 10.9 9.9 9.8 9.8 (36%) 6.3 Q1 Q2 Q3 Q3 22 Q3 23 2022 2023 Amounts in KShs Billion

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