Investor Presentaiton

ALTHOUGH AREAS OF STRESS REMAIN CHANGE IN CONSUMPTION SPEND BY INDUSTRY¹ (%) 20 0 15 9 7 0 -1 -2 -11 -13 -13 -20 -40 -60 -47 -80 -75 -100 Arts and Recreation Construction Services Retail Trade Health Care and Social Assistance ALL INDUSTRIES Other Services Education and Training Rental, Hiring and Real Estate Services Electricity, Gas, Transport, Postal Administrative Water and and Waste Services Warehousing and Support Services CONSUMER SPEND DATA BY STATE - VICTORIA LAGGING² (1) (2) 108 (%) 25 15 5 -5 -15 NSW QLD SA VIC WA -Total -25 4 18 1 15 29 14 28 11 25 9 23 6 20 4 18 1 15 29 12 26 10 24 Jan Jan Feb Feb Feb Mar Mar Apr Apr May May Jun Jun Jul Jul Aug Aug Aug Aug Sep Oct Oct Chart shows change in consumption spending on same week in the previous year by industry (Week ended 24 October 2020) Chart shows change in consumption spending on same week in the previous year by state (Week ended 24 October 2020) National Australia Bank

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