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Group Structure Business diversified across 5 key business areas: GROUP CHIEF EXECUTIVE Retail Republic Of Ireland Bank of Ireland Life Asset Mgmt Services Wholesale Fin. Services UK Financial Services 37% Business Banking Personal Lending Wealth Management 9% Life & Pensions 7% BIAM Iridian Asset Management 27% 23% Corporate Banking Business Banking Treasury Retail Foreign Personal BOI Securities Services Lending Exchange 7 Stockbroking Corporate Finance % PBT from each division excl central costs for half year to Sept 2005. Post Office Financial Services equates to (3%) Bank of Ireland

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