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Investor Presentaiton

Q-Deal Program Overview Underwriting Criteria Q-Deal Securitization and Structure Q-Deal Issuance and Performance Recent Transaction Highlights Typical Q-Deal Issuance Timeline Preliminary / Term Sheet 2-4 weeks Underwriting, Legal and CRC Due Diligence 5 - 8 weeks Credit Approval Date Marketing/Placement 1 - 2 weeks Appendix/Investor Resources Closing/Settlement 1 week Servicing & Reporting Ongoing ☐ Identify pool collateral Negotiate and execute term sheet ■ Obtain Guarantee Fee pricing ■ Populate initial data tape ■ Review loan files ■Complete required appraisals, inspections, and populate Underwriting, Insurance and Securitization data tapes ■ Finalize legal documents, exceptions to representation and warranties1 Engage and select Special Servicer and Trustee ■ Formal Freddie Mac credit approval for underwriting and legal Final pool signoff Counterparty (loan seller) approval and servicing parties' approval 1 The sponsor must provide loan-level representations and warranties to the securitization trust Q-Deal Program Freddie Mac Multifamily ■ Broker-Dealer announces transaction ■ Launch and price securities Prepare for closing ■ Settlement Mortgage files transferred to trustee and Master Servicer ■ Serve as Master Servicer and guarantor Surveillance 3
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