1H24 Financial Results

Statutory vs Cash NPAT1 Statutory NPAT of $4.8 billion, includes loss on PTBC Indonesian divestment $m 1H23 2H23 1H24 Statutory NPAT - continuing operations 5,243 4,853 4,837 Non-cash items: - Transaction costs and gains and (losses) on disposals² 51 (19) (210) Includes PT Bank Commonwealth, Commlnsure General Insurance, Count Financial and other previously announced divestments and closures - Hedging & IFRS volatility³ Cash NPAT - continuing operations 12 (20) 28 Primarily related to gains and (losses) on economic hedges³ from interest rate and FX volatility 5,180 4,892 5,019 1. Presented on a continuing operations basis. Comparative information has been restated to conform to presentation in the current period. 2. Includes gains and losses net of transaction costs associated with the disposal of previously announced divestments. 3. Includes unrealised accounting gains and losses arising from the application of "AASB 139 Financial Instruments: Recognition and Measurement". 26

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