KKR Real Estate Finance Trust Results Presentation Deck

Financing Overview: Term Credit Facilities ($ in Millions) Counterparty Drawn Capacity Collateral: Loans / Principal Balance Final Stated Maturity(¹) (2) Weighted Average Pricing Weighted Average Advance Mark-to-market WELLS FARGO $715 $1,000 10 Loans / $974 September 2026 +1.5% 73.4% Credit Only Morgan Stanley $574 $600 11 Loans / $822 December 2025 + 2.0% 69.8% Credit Only Goldman Sachs $240 $240 7 Loans / $422 October 2025 +2.4% 56.8% Credit Only Total or Weighted Average Single Family Rental 2% Industrial 12% Life Science 15% $1,529 $1,840 28 Loans / $2,218 +1.8% 68.9% Property Type(3): Office 34% (1) Based on extended maturity date (2) Weighted average pricing expressed as spread over the relevant floating benchmark rates, which include one-month LIBOR and Term SOFR, as applicable to each financing (3) Based on principal balance of financing KREF Multifamily 37% 13

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