J.P.Morgan Results Presentation Deck
1Q23 Financial results 1
$B, EXCEPT PER SHARE DATA
Net interest income
Noninterest revenue
Managed revenue ¹
Expense
Credit costs
Net income
Net income applicable to common stockholders
EPS - diluted
ROE²
ROTCE 2,3
1,2
Overhead ratio - managed ¹,²
Memo:
NII excluding Markets 4
4
NIR excluding Markets ª
Markets revenue
1
Managed revenue ¹
5
Adjusted expense º
Adjusted overhead ratio
1,2,5
$B
Net charge-offs
Reserve build/(release)
Credit costs
Note: Totals may not sum due to rounding
1 See note 1 on slide 10
2 Actual numbers for all periods, not over/(under)
3 See note 3 on slide 10
4 See note 2 on slide 10
5 See note 4 on slide 10
6 Reflects fully taxable-equivalent ("FTE") adjustments of $987mm in 1Q23
JPMORGAN CHASE & CO.
1Q23
$1.1
1.1
$2.3
4Q22 1Q22
$0.9
$0.6
1.4
0.9
$2.3
$1.5
1Q23 Tax rate
Effective rate: 20.9%
Managed rate: 25.6% 1,6
1Q23
CCB
CIB
CB
AWM
ROE O/H ratio
40%
49%
16%
55%
18%
37%
34%
65%
1Q23
$20.8
18.5
39.3
20.1
2.3
$12.6
$12.2
$4.10
18%
23
51
$20.9
10.0
8.4
39.3
$19.9
51%
$ 0/(U)
4Q 22
$0.5
3.3
3.8
1.1
(0.0)
$1.6
$1.6
$0.53
16%
20
53
$0.9
0.1
2.7
3.8
$0.9
53%
1Q22
$6.9
0.9
7.7
0.9
0.8
$4.3
$4.3
$1.47
13%
16
61
$9.2
(1.1)
(0.4)
7.7
$0.9
60%
2View entire presentation