EWS Long Term Growth Framework

Full year 15% 2015-2019 Average Level of Inquiries Number of Inquiries 1Q15 2Q15 2015 3Q15 4Q15 1Q16 2Q16 2016 3Q16 4Q16 1Q17 2Q17 3Q17 2017 12% -6% -8% 4Q17 YoY Growth -55% 51% 42%-41% 33% 20%-21% 21% 17% 16% -9% 13% 15% 2% 1% 1%. -2% -4% -7% -7% -12% -10% -10% -15% 1Q18 2Q18 3Q18 4Q18 2018 1Q19 2Q19 Expected Mortgage inquiries down additional 3 points from July Framework to - 34%... -$47M 4Q impact Mortgage Market Credit Inquiries 4Q23 Mortgage inquiries expected to be over 50% below historical levels 3Q19 EQUIFAX Note: EFX mortgage market inquiry assumptions that were provided in July 2023 had the following expectations: 3Q23 -(-23%), 4Q23 -(-4%), and 2023 -(-31%). PROPRIETARY | 12 2019 6.5% 4Q19 1Q20 2Q20 3Q20 2020 47% (-7.5%) 4Q20 1Q21 2Q21 3Q21 2021 4Q21 1Q22 2Q22 3Q22 2022 2023 (-37%) ~(-34%) 4Q22 21% -5% -21%-21%24.5% -33% 33(-29% (-22%) -41% -44% -54% 1Q23 2Q23 3Q23 4Q23 EFX 2023 Guidance Assumption

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