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Renewable Energy Business Overview

OPERATING PERFORMANCE DEVELOPMENT ACROSS PRIVATE LARGE PORTFOLIO COMPANIES (CONT'D) INSURANCE KEY DRIVERS Net premiums earned up 18.0% y-o-y in 3Q21, reflecting rebounding demand and increased prices of insurance policies In the P&C Insurance, number of policies written up 33.2% y-o-y in 3Q21, reflecting a 22.1% y-o-y increase in the number of policies written to corporate clients Combined ratio down 1.9 ppts y-o-y to 85.4% in 3Q21, driven by 1.9 ppts y-o-y decrease in the expense ratio GEL MILLION GROSS PREMIUMS WRITTEN +12.7% +8.6% +15.3% 158 145 137 59 68 55 +9.5% NET INCOME DEVELOPMENT -13.3% +21.4% -5.8% GEORGIA CAPITAL +0.7% 17.3 16.1 16.3 3.8 3.2 4.1 36 37 41 13 11 11 7.5 6.5 5.4 2.4 1.8 1.5 25 26 29 29 78 82 22 99 5.2 3.9 4.7 13.5 12.0 13.1 3Q19 3Q20 3Q21 9M19 9M20 9M21 3Q19 3Q20 3Q21 9M19 9M20 9M21 P&C Medical - Total P&C Medical - Total 40
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