4Q 2021 Investor Presentation

Income from Financing & Investments Gross funded income grew 5% from 17% growth in average profit-earning assets; partly offset by a 19bps lower profit margin YoY Funded Income, Gross (SARmn) Funded Income, Gross Movement YoY (SARmn) +5% 1,377 1,511 1,349 1,362 1,452 1,193 1,166 1,161 1,300 1,232 5,470 105 +4% مصرف الإنماء alinma bank 100 5,674 184 183 201 212 220 QoQ 4Q 20 -2% 1Q 21 +1% 2Q 21 +11% 3Q 21 -4% 4Q 21 Total Funded Income, Gross Investments Financing +15% +2% Investments Financing FY 20 Total Funded Income, Gross FY 21 Funded Income, Gross Composition (SARmn) 2% 17% 38% Retail Funded Income, Gross Composition (SARmn) 14% Investments Management Commentary ■ Gross funded income for 2021 increased by 4% to SAR 5,674mn with a 15% increase in investment income and a 2% rise in financing income. ■ Gross funded income is attributable to 43% retail, 38% corporate and 17% treasury segments. ■ Income from financing makes up 86% of total gross funded income and income from investments comprises 14%. 5,674 Financing Corporate 43% 5,674 Treasury Investments & brokerage 86% 4Q 2021 INVESTOR PRESENTATION 27/48

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