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Investor Presentaiton

Appendix 2: Reinventure - Investing in fintech businesses¹. New business models coinbase Westpac has invested $150m in fintech venture capital fund, Reinventure. Reinventure enables Westpac to access insights and adjacent business opportunities, both in Australia and offshore. The model also helps Westpac to source commercial partnerships that create value for customers flare Comprehensive cloud-based human resources and New technology capabilities kasada Enterprise cyber security company that protects businesses from malicious bot attacks Data, Al and analytics HYPER ANNA Appendix A natural language Al system for data analysis targeting relatively simple business queries that comprise 70% of an analyst's work in a large organisation A bitcoin wallet and platform Society One Peer-to-peer (P2P) online lending platform connecting borrowers and investors OpenAgent.com.au Helps home sellers make decisions about who they choose to sell their property AS SE MB LY Full stack payments platform A Auror. Uses data to shed light on high volume crimes, improving prevention and detection Kredivo Buy now, Pay Later A leading digital credit platform in Indonesia employee benefits platform to streamline HR processes Valiant Business loan marketplace that matches SMEs to the best lender based on their characteristics and needs mx51 Empowering banks to connect seamlessly with merchants and their customers Hey YOU A payment app for customers when dining out or grabbing a coffee on the go Z zest A consumer digital lending platform hmlet CODELINGO Enabling software development teams to scale processes and improve code quality POLYCHAIN CAPITAL A fund of funds for cryptocurrency and blockchain technology InDebted FORTE BASIQ Open Banking API platform that provides connectivity to over 100 financial sources across Australia and NZ DATA REPUBLIC A trust framework and secure platform that allows users to exchange data safely and securely Digitised debt collection, leveraging modern communications, automation and machine learning C urious thing Conversational voice-based Al for digital interviewing, powered by machine learning Slyp Smart receipts that automatically link purchase receipts to customers' bank accounts a⚫kin Turning buildings into community-centric dwellings IMMUTABLE Al company that integrates neuroscience into their platform creating capability that not only manages complex problems but is able to form intrinsic relationships with humans Pioneering a new asset class called Tradeable Income Based Securities (TIBS) Flybits Al-powered, context-as-a-service platform, to deliver personalised experiences to customers Creating real-game assets for developers, using blockchain technology KEPLER ANALYTICS B2B platform for physical retail stores that provides insights through their Al engine and in-store sensors 1 Logos are of the respective companies. 110 Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack Westpac GROUP
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