H1 2023 Investor Presentation
KCB
H1 2023 Investor Presentation
We delivered a strong sustainable growth in revenue from new business lines, deepening of digital
channels and market leading customer value propositions.
Ʌ22%
Increase in revenue
driven by interest income from
customer loans & government
securities, NFI growth from
trade finance & digital
transactions and the impact
of consolidation of TMB.
^3x
Increase in trade finance book
to KShs 392 billion
Interest income
From loans, 51.2
33%
29
For People. For Better.
Interest expense
Deposits, 16.5 43%
Interest expense
Deposits & Placements 8.1 237%
Other income, 3.8 34%
Total income
73.1
Forex income, 5.9
20%
Lending fees, 5.6 5%
Interest income
Govt securities, 18.1
14%
Service fees, 12.3
101%
Amounts in KShs BillionView entire presentation