2021 Results and Financial Review

Shareholder assets - mortgage loans Mortgage loans Total: £21,663m 12% 33% 55% Healthcare, infrastructure & PFI Commercial Securitised mortgage loans & equity release Commercial real estate portfolio FY21 commercial total: £7,225m LTV 58% 56% 55% 56% 61% 56% FY16 FY17 FY18 FY19 FY20 FY21 Balance 1 in arrears (£m) FY16 FY17 FY18 FY19 FY20 FY21 Loan 2.2x 2.5x 2.8x 2.9x 2.7x 2.7x interest cover FY16 FY17 FY18 FY19 FY20 FY21 AVIVA 60 60

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