Bank of Ireland 2021 Interim Results - Debt Investor Presentation
New customer lending +12% 12
New lending¹ by division
€6.5bn
€5.8bn
€2.3bn
€2.4bn
Bank of Ireland 2021 Interim Results - Debt Investor Presentation
Lending trends in H1 2021
•
All divisions demonstrating solid recovery
-
Corporate new lending grew 38%
€1.5bn
€1.1bn
€2.3bn
€2.7bn
H1 20
H1 21
■Retail Ireland Corporate Retail UK
Group loan book movement
€7.2bn
(€7.9bn)
-
Retail Ireland 15% higher with growth across all
portfolios
Retail UK new mortgage lending +4% with c.170%
growth in new Bespoke drawdowns
Excluding RCF usage, new lending increased to €6.5bn
in H1 2021 vs €5.8bn in H1 2020
Net lending growth of €0.4bn in Retail Ireland and
Corporate
UK deleveraging of €1.0bn in line with strategy with this
trend expected to continue
€1.6bn
(€0.3bn)
€76.6bn
Net Lending
€77.2bn
Dec 20
Loan book
New Redemptions
Lending
NPE
Transactions
FX / Other
Jun 21
Loan Book
1 Excluding Corporate revolving credit facilities of €1.3bn H1 2020 and €0.7bn H1 2021
2 On a constant currency basis
Bank of Ireland
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