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Speed Matters - Website Is the New Storefront

Net Income and Common Earnings Per Share Annual Quarterly 80,000 $250,000 $4.00 Net Income (in thousands) I Net Income EPS EPS 70,000 $3.50 $200,000 $150,000 $100,000 $50,000 60,000 $3.00 $2.50 50,000 $2.00 40,000 $1.50 30,000 $1.00 20,000 $0.50 10,000 $0 $- 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 WaFd Bank Jun-20 $1.20 $1.00 $0.80 $0.60 $0.40 $0.20 Sep-20 Dec-20 Mar-21 Issued $300 million of Preferred Stock in February 2021 with a dividend of 4.875% Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 Sep-22 5. 26

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