Investor Presentaiton

Consolidated Income Statement Highlights > OCBC Rp billion FY22 FY23 ΔΥΟΥ 3Q23 4Q23 AQOQ Net Interest Income 8,741 9,911 13% 2,486 2,529 2% Non-Interest Income 1,863 1,402 -25% 224 341 52% Operating Income 10,604 11,313 7% 2,710 2,870 6% Operating Expenses (4,668) (5,011) 7% (1,259) (1,252) -1% Pre-Provision Operating Profit 5,936 6,302 6% 1,451 1,618 12% Provision Expense (1,722) (1,133) -34% (205) (321) 56% Non-Operating Income - 4 15 305% 8 85% Net Profit Before Tax 4,218 5,184 23% 1,250 1,305 4% Income Tax Expense (891) (1,093) 23% (262) (267) 2% Net Profit After Tax 3,327 4,091 23% 988 1,038 5% 23 23

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