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Sustainability Bonds Framework

App7 - Sustainable Bond SPO 57 MOODY'S ESG Solutions Second Party Opinion ✓ Moody's ESG Solutions is of the opinion that the Sustainable Bond Framework of AFL is aligned with the four core components of the Green and Social Bond Principles 2018. Moody's ESG Solutions express a reasonnable assurance (our highest level of assurance) on the Issuer's commitments and on the Framework's contribution to sustainability, except for 2 out of the 10 eligible categories ("2.2. pollution prevention and control", and "3.3 affordable and sustainable infrastructures") for which we express a moderate assurance, due to unclear management of the inherent risks or to unclear environmental/social benefits. Moody's ESG Solutions is of the opinion that the Framework prepared by AFL is coherent with the main sustainability issues of its sector, with AFL's main sustainability priorities and commitments; and that it contributes to the realisation of these commitments. SPO available on AFL's corporate website. CAFL Lo bonque des collectivités
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