RBC Financial Performance Update

Strength of a high-quality liquid balance sheet Assets $1,615 Billion (as at April 30, 2021) Liabilities & Capital 54 Unsecured Funding Cash and Reverse Repos 141% coverage 33% Wholesale Funding 46% Liquid Assets Secured Funding Trading & Investment Securities Loan Portfolio Represents 42% of Total Balance Sheet Excluding Allowances and Including Sold MBS as per IFRS Residential Mortgages (1) Other Retail Loans Wholesale Loans Derivatives are on Balance. Sheet as per Other Assets (2) IFRS Personal Deposits 56% 134% coverage Capital + Retail- Business & Government Deposits Related Funding Securitization (1) and Covered Bonds and FHLB Capital Other Liabilities (2) (1) Securitized agency mortgaged back securities (MBS) are on balance sheet as per IFRS. (2) Other assets include $97BN of derivatives related assets, largely offset by derivatives related liabilities in Other liabilities. Under IFRS derivative amounts without master netting agreements cannot be offset and the gross derivative assets and liabilities are reported on balance sheet. APPENDIX RB Caft

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