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Investor Presentaiton

Key Highlights Particulars FY2021 FY2022 H12022 H12023 (billion) Actual Actual Actual Actual Gross Written Premium 143.20 185.62 87.76 108.32 Gross Direct Premium Income (GDPI) 140.03 GDPI Growth 5.2% Combined Ratio Profit after Tax Return on Average Equity Solvency Ratio Book Value per Share 25.91 179.77 86.13 105.55 28.4% 32.7% 22.6% 99.8% 108.8% 114.3% 104.6% 14.73 12.71 6.41 9.40* 21.7% 14.7% 15.2% 19.9%** 2.90x 2.46x 2.49x 2.47x 163.56 185.57 176.32 199.99 32.41 # 13.07 19.14 Basic Earnings per Share ICICI Lombard Nibhaye Vaade *PAT includes reversal of tax provision of 1.28 billion #Excluding reversal of tax provision, ROAE for H12023 was 17.3% Merged figures are presented from April 1, 2021 onwards, hence figures of FY2021 are not comparable 5 LO
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