2022 and 1H22 Financial Results

Borrowers and FX risk % is given for Bank of Georgia standalone gross loan portfolios FC loans exposed to FX risk* (% of segment portfolio) FC loans with minimal exposure to FX risk (% of segment portfolio) Retail Banking Mortgages 31.1% 12.2% 5.6% 4.0% Consumer loans** 3.0% 1.1% MSME 16.0% 0.5% Corporate Banking Total 38.3% 39.9% 33.3% 16.1% *Loans disbursed in FC when a borrower's income is in GEL **Includes credit cards. Starting from 3Q21, Wealth Management has been reclassified from Corporate and Investment Banking to Retail Banking. The comparative periods have been restated accordingly. 39

View entire presentation