Banking Lifecycle

RELATIONSHIP BUILDING Products and segments are deeply intertwined Retail products (illustratively) Loan book outstanding Deposits balances held by customers HDFC BANK Auto loans Personal loans Payments 117K cr 172K cr 86K cr 0.8x 0.2x Particulars Loan book outstanding CRB CBG 629K cr 410K cr Deposits balances held by ecosystem customers 1.0x 0.8x Tapping the right product/segment will ensure greater deposit mobilization 43 HDFC Bank Presentation, May 2023 5.8x Overlapping opportunities across products/ businesses

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