Santander Business Strategy and Financial Inclusion

Market shares Corporates - New Production 17.6% Jan-Sep-20 18.0% Corporates - Stock Mortgages - New Production 22.5% 25.0% Jan-Sep-21 Jan-Sep-20 17.4% 18.9% Mortgages - Stock 21.3% Jan-Sep-21 19.6% Sep-20 Sep-21 Sep-20 Sep-21 Santander 26 26

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