Investor Presentaiton

2023 Guidance Loan Growth NIM NIM of Bank Recurring Expense Growth Total Expense Growth* Efficiency Cost of Risk 2023 Guidance 6%-8% 6.5% -6.8% 6.7% -7.0% 7.0% - 8.0% *Includes BINEO 2% 11.0% 13.0% 36.0% 38.0% 1.6% -1.8% 24% -26% Tax Rate Net Income 50.5 52.5 bn ROE 2023 19.5% 21.0% ROE of the Bank 28.5% 30.0% ROA 2023 2.4% -2.6% Macro Estimates for 2023 GDP 0.5% -1.5% 4.5% -5.5% Inflation Rate Banxico's Reference Rate (Avg.) ~10.75% Div 30 30 DB Rev Dep NIM TI LD Loan BAP Guid ESG GRUPO FINANCIERO Eco Hist NI ROE ICAP Mkt App BANORTE C/I

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