Lack of Volatility in Results and Excess Capital Returned to Shareholders

INVESTING FOR THE FUTURE - START UPS NPW ($000) $150,000 Example of a Start Up Based on Actual Results $100,000 $50,000 $0 -$50,000 NUI ($000) $30,000 $25,000 $20,000 $15,000 $10,000 $5,000 T $0 -$5,000 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Net premiums written -Net Underwriting Income

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