Digital Banking Strength and Strategic Funding

TABLE OF CONTENTS Scotiabank Overview Business Line Overview: Canadian Banking Business Line Overview: International Banking Business Line Overview: Global Wealth Management Business Line Overview: Global Banking and Markets Risk Overview Treasury and Funding Appendix 1: Core Markets: Economic Profiles Appendix 2: Canadian Economic Fundamentals Appendix 3: Additional Information Contact Information + 20 20 45 25 33 36 39 48 48 55 62 62 65 70 70 3

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