Investor Presentaiton
البنك الوطني العماني
Income Statement
Amounts in USD Millions
Details
- Interest Income-Conventional
- Interest Income-Islamic
For the year ended
31 December 2020
31 December 2021
31 December 2022
30 June 2022
423.9
430.1
475.7
220.6
23.2
25.3
28.2
13.3
For the period ended
NBO
30 June 2023
286.0
16.8
Total Interest Income
447.1
455.4
503.9
233.9
302.9
- Interest Expenses-Conventional
(198.2)
(204.1)
(221.1)
(105.9)
(145.2)
- Interest Expenses-Islamic
(12.8)
(13.4)
(13.9)
(6.4)
(9.6)
Total Interest Expenses
(211.0)
(217.5)
(235.0)
(112.3)
(154.8)
Net Interest Income
236.1
237.9
268.9
121.5
148.0
50
Since 1973
Non funded Income
67.7
82.5
90.1
49.9
47.8
Total Income
303.8
320.4
359.1
171.4
195.9
- Staff Costs
(100.1)
(101.0)
(95.4)
(46.1)
(50.2)
- Other Operating Costs
(48.9)
(48.0)
(46.6)
(22.5)
(22.3)
- Depreciation
(16.8)
(16.0)
(15.2)
(7.6)
(7.7)
Total Operating Expenditure
(165.8)
(164.9)
(157.2)
(76.2)
(80.2)
Operating Profit
138.0
155.5
201.9
95.3
115.7
- Gross Provisions
(93.5)
(75.6)
(68.9)
(33.7)
(34.2)
Recovery
12.1
13.3
16.3
6.5
9.4
Net Loan Impairment
(81.4)
(62.3)
(52.6)
(27.2)
(24.8)
Net Profit Before Tax
56.6
93.2
149.3
68.1
90.8
Taxation
(9.5)
(14.5)
(24.1)
(10.7)
(14.7)
Net Profit for the period
47.1
78.6
125.2
57.3
76.1
13View entire presentation