4Q 2021 Investor Presentation
Balance Sheet Track Record
Solid history of strong balance sheet momentum...
Total Assets (SARbn)
Financing (SARbn)
مصرف الإنماء
alinma bank
Customers' Deposits (SARbn)
+11% CAGR
+12% CAGR
+8% CAGR
173.5
156.9
126.3
119.5
121.1
114.8
121.5
131.8
111.2
94.8
102.1
79.1
83.9
89.1
90.1
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
2017
2018
2019
2020
YOY
+6%
+8%
+19%
+11%
YOY
+6%
+13%
+17%
+14%
YOY
+1%
+13%
+17%
2021
+1%
22.8%
21.6%
NPL Ratio (%)
3.0%
Liquidity (%)
200%
Capitalization (%)
25%
2.0%
150%
1.8%
100%
23%
134.1%
111.7%
21%
85.8%
19%
1.0%
50%
17%
0%
15%
0.0%
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
LDR SAMA Ratio
.NSFR
LCR
CET1 ratio
-T1 ratio
CAR
4Q 2021 INVESTOR PRESENTATION
18.2%
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