Investor Presentaiton

Company Overview Business Overview Earnings Net Interest Income ↑ 40% YoY 147 155 158 132 Profitability Ratios NIM (Annualised) 17% QoQ 4.06% 3.87% 185 3.69% 3.73% 3.45% Digital Penetration Strategy Amt in Cr Non interest Income to Total Income 12.6% 11.5% 7.8% 18.2% 14.9% Q1 FY20 Q2 FY20 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Q3 FY20 Q4 FY20 Q1 FY21 *NIM NII/Avg interest earning assets Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Opex to Average assets (Annualised) Credit Cost (Annualised) RoA (Annualised) 2.97% 2.79% 2.98% 2.83% 2.04% 2.49% 1.28% 0.72% 0.37% 1.03% 0.45% 0.53% 0.60% *0.54% 0.48% Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 CSB Bank Investor Presentation Q1 FY21 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 *Ex tax effect -1.24% CSB Bank Formerly The Catholic Syrian Bank Ltd.

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