Supporting MSMEs Through the Pandemic
SUMMARY STATEMENT OF COMPREHENSIVE INCOME
KCB
KCB Group
KCB Bank Kenya
Kes Billion
Q3 2020 Q3 2021
Y-O-Y
Change
Q3 2020 Q3 2021
Y-O-Y
Change
Interest income
63.3
73.5
16%
49.9
56.9
14%
Interest expense
(15.4)
(17.1)
11%
(11.4)
(11.9)
5%
Net interest income
47.9
56.4
18%
38.5
45.0
17%
Foreign exchange income
3.3
4.5
35%
2.2
2.5
16%
Net fees and commissions
14.3
14.5
1%
11.3
11.0
(3%)
Other income
3.6
4.5
23%
3.0
3.1
2%
Total operating income
69.1
79.9
16%
55.0
61.7
12%
Total other operating expenses
(32.0)
(34.8)
9%
(21.2)
(23.2)
10%
Provisions for bad debts
(20.0)
(9.3)
(53%)
(18.7)
(8.0)
(57%)
Profit before tax
17.1
35.8
109%
15.1
30.5
102%
Tax
(6.3)
(10.6)
70%
(5.3)
(9.1)
73%
Profit after tax
10.9
25.2
131%
9.9
21.4
117%
44View entire presentation