Santander Business Strategy and Financial Inclusion
Income Statement
Santander Totta, SGPS
Income Statement* (million euros)
Net interest income (without dividends)
Dividends from equity instruments
Net interest income
Sep-21
Sep-20
Var.
558.5
591.9
-5.6%
1.5
1.7
-11.6%
560.0
593.7
-5.7%
Results from Associates
Net comissions
Other banking income
Insurance activity
Gain/loss on financial transactions
Operating income
Total operating expenses
Personnel expenses
11.4
9.1
+25.5%
315.7
274.4
+15.0%
-29.7
-27.7
+7.1%
12.5
11.7
+7.4%
155.7
103.0
+51.1%
1,025.7
964.1
+6.4%
(422.0)
(429.8)
-1.8%
(234.7)
(241.6)
-2.8%
General expenses
(149.3)
(149.1)
+0.1%
Depreciation
(38.0)
(39.2)
-3.0%
Net operating income
603.7
534.4
+13.0%
Impairment of financial assets at amortised cost
(101.4)
(146.5) -30.8%
Net provisions and other results
(255.6)
(38.8)
>200%
Income before taxes and MI
246.7
349.0
-29.3%
(74.5)
(94.4)
-21.1%
(0.1)
(0.1)
-38.3%
172.2
254.5
-32.3%
Santander
Taxes
Minority interests
Consolidated net income
(*) Not audited
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