Investor Presentaiton
Loans and Advances by Sector
We recorded significant growth in our consumer loans portfolio by 149% and a
wind down of our Oil & Gas portfolio.
Gross Loans & Advances by Sector
Dec-2021
Dec-2020
Growth
Sectors
N'm
% of total
N'm
% of total
%
Agriculture
76,727
10.6%
55,471
9.0%
38.3%
Communication
17,762
2.4%
16,493
2.7%
7.7%
Consumer
91,360
12.6%
36,692
6.0%
149.0%
Education
1,369
0.2%
1,551
0.3%
-11.7%
Finance and Insurance
25,132
3.5%
26,724
4.4%
-6.0%
Government
101,375
14.0%
84,277
13.7%
20.3%
Manufacturing
10,438
1.4%
7,166
1.2%
45.7%
Mining & Quarrying
0.0%
0.0%
-100.0%
Mortgage
3,114
0.4%
3,526
0.6%
-11.7%
Oil and Gas
170,576
23.5%
200,774
32.7%
-15.0%
Others
48,437
6.7%
29,431
4.8%
64.6%
Power
36,011
5.0%
26,386
4.3%
36.5%
Real Estate & Construction
80,940
11.1%
81,596
13.3%
-0.8%
Transportation
28,239
3.9%
20,419
3.3%
38.3%
Non-interest banking
34,600
4.8%
22,852
3.7%
51.4%
TOTAL
726,080
100.0%
613,359
100.0%
18.4%View entire presentation