Third Quarter 2022 Results

CPBS Europe-Mediterranean - Volumes and risks %Var/3Q21 %Var/2Q22 %Var/9M21 at constant at constant at constant 3Q22 historical scope and exchange scope and historical 9M22 historical exchange Average outstandings (€bn) rates rates scope and exchange rates LOANS DEPOSITS 35.4 42.5 +1.5% +4.9% +20.3% +27.7% +0.4% +1.2% +4.1% +4.4% 34.9 41.1 +2.0% +3.0% +20.8% +24.4% Geographical breakdown in loans outstanding in 3Q221 - Cost of risk/loans outstanding Poland 54% Turkey 25% Annualised cost of risk / outstandings as at beginning of period 3Q21 4Q21 1Q22 2Q22 3Q22 Turkey Poland Others Europe-Mediterranean 0.04% 0.61% 0.62% 0.22% 1.05% 0.06% -0.03% 0.16% 0.63% 0.31% 0.51% 0.79% 0.83% 0.64% 0.69% 0.17% 0.34% 0.43% 0.53% 0.58% Mediterranean 17% Africa 4% TEB: a solid and well capitalised bank • • Solvency ratio² of 17.63% as at 30.09.22 Very largely self-financed 1.0% of the Group's loans outstanding as of 30.09.22 1. Based on the perimeter as of 30.09.22; 2. Capital Adequacy Ratio (CAR) BNP PARIBAS The bank for a changing world Third quarter 2022 results | 62

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